Fix It Now. Pay Over Time.
A big plumbing repair shouldn't have to wait. We partner with three financing companies so more of our customers can find a plan that fits, and you can see what you qualify for before we even arrive.
Know Your Budget Before We Knock
Three Ways to Pay Over Time
We recommend starting with Synchrony. If it isn't the right fit, Wisetack and Turns give you more ways to get approved.
Synchrony HOME™ Credit Card
A credit card made for home repairs and improvements. Prequalify first to see what you could get, with no impact to your credit score.
- Prequalify in seconds with no impact to your credit score
- No interest if paid in full within 6 or 12 months on qualifying purchases1
- Keep the card for future home projects
On a computer? Scan with your phone to get started.
Wisetack
A simple installment plan for a single job. Choose the monthly payment that fits your budget.
- Financing for projects from $500 to $65,000
- Terms from 3 to 120 months2
- Checking your options does not impact your credit score
- No hidden fees and no compounding interest
On a computer? Scan with your phone to get started.
Turns
Less-than-perfect credit, or no credit history at all? Turns offers options for a wide range of credit situations.
- Options for fair, rebuilding or no credit
- Household income of at least $2,750 per month
- No Credit Check program for water heater replacements3
- A good next step if you weren't approved elsewhere
How Synchrony HOME Works
We recommend prequalifying before your appointment. You'll see what you could get before we ever arrive, and prequalifying has no impact to your credit score.
See What Your Monthly Payment Could Be
Enter your project amount to estimate a monthly payment with Wisetack. This is an estimate only; your actual offer depends on your application.2 New to Wisetack? See how it works.
What to Enter on Your Turns Application
- The job includes new water heating equipment
- You own the home, are current on your mortgage, and live at the address where it's being installed
- You've been at your current job for at least 6 months, or you're retired or disabled
- Your household gross monthly income is $2,750 or more
- You have an open checking account with a positive balance and no NSFs in the last 90 days
- You can make the first payment with a card today
Financing FAQ
Will checking my options hurt my credit?
Prequalifying with Synchrony or Wisetack has no impact to your credit score. If you accept an offer and complete a full application, the lender may do a standard credit check. Turns will explain its process when you apply. Read Wisetack's FAQ.
Can I apply before my appointment?
Yes, and we recommend it. Prequalify online first, then book your appointment and let our team know. You'll already know your budget when we arrive.
What if I'm not approved?
Try another option. Each company looks at things a little differently, and Turns specializes in customers with less-than-perfect credit or no credit history. You can also call us and our team will walk you through it.
Is financing available for every job?
Financing can be used for most repairs, replacements and installations. Minimum amounts and terms depend on the financing company and the size of the job.
Prequalified? Let's Get You Scheduled.
Book online or call us, and let our team know which financing option you're using.
Financing is provided by third-party lenders and is not provided by StratCo Plumbing. All financing is subject to credit approval, and your terms may vary.
1 Synchrony HOME™ Credit Card: No interest if paid in full within 6 months on purchases of $299 to $1,998.99, or within 12 months on purchases of $1,999 or more, on qualifying purchases. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments are required. Subject to credit approval. Regular account terms apply; see the Synchrony application for current rates and full terms.
2 Wisetack: All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.
3 Turns: Options and approval depend on your application. Lease-purchase is not a loan; it may cost more than paying cash, and terms and costs vary. Review your agreement carefully before signing.